LONG TERM DISABILITY

One of the most important assets to you as an employee is the ability to earn an income. The Long Term Disability program, administered by CIGNA, is designed to continue a portion of your income if you’re unable to work due to sickness or injury. LTD benefits will be payable on a monthly basis after satisfying a 60 day period of disability. Benefits are payable until you are able to return to work. There are three plans with varying cost sharing by employee group. To learn more about the plans and cost for each plan, please use the resources below.

Learn more about LTD benefit

How do I file for a LTD Claim

To file a LTD Claim, please CLICK HERE and follow the steps outlined.

Benefit Guide & Enrollment/Change Forms

To learn more about LTD coverage, please refer to the link below
To sign up for LTD coverage, please refer to the link below

How much LTD coverage can I purchase?

Non Management employees have two options when purchasing
LTD: Option 1 and Option 2. The amount of income replacement you recieve is based on the coverage option you select. Please refer to "Benefit Guide & Enrollment/Change Forms" section for more information

Management employees are automatically enrolled in LTD coverage. Please refer to "Benefit Guide & Enrollment/Change Forms" section for more information

What is the Cost for LTD coverage?

To review your cost for LTD coverage, please click HERE(XLS, 34KB) and enter your hourly rate. The cost shown is monthly cost.

When does my coverage start?

If you enrolled as a new hire, your coverage begins first of the following month in which you turn in your paperwork.

If you are enrolling 30 days after your hire date, your coverage will begin first pay period after the approval of your application.